:root {
  --bg: #0a0c12;
  --bg-card: rgba(18, 22, 32, 0.72);
  --gold: #d4a84b;
  --gold-light: #f0d78c;
  --emerald: #1a6b4a;
  --text: #e8e6e1;
  --text-muted: #a0a8b8;
  --radius: 20px;
  --blur: 18px;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.65;
  overflow-x: hidden;
}
.container { width: min(1140px, 92%); margin: 0 auto; }
.site-header {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  background: rgba(10,12,18,0.85);
  backdrop-filter: blur(var(--blur));
  border-bottom: 1px solid rgba(212,168,75,0.15);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; padding: 14px 0; }
.logo { height: 42px; width: auto; }
.main-nav ul { display: flex; gap: 28px; list-style: none; }
.main-nav a { color: var(--text-muted); text-decoration: none; font-size: 0.95rem; transition: color 0.2s; }
.main-nav a:hover { color: var(--gold); }
.menu-toggle { display: none; background: none; border: none; cursor: pointer; }
.menu-toggle span { display: block; width: 24px; height: 2px; background: var(--gold); margin: 6px 0; }
.hero { padding: 140px 0 80px; }
.hero-content { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: center; }
.hero h1 { font-size: clamp(2rem, 4vw, 3.2rem); line-height: 1.15; color: var(--gold-light); margin-bottom: 24px; }
.lead { font-size: 1.1rem; margin-bottom: 18px; }
.hero-image img { width: 100%; border-radius: var(--radius); box-shadow: 0 30px 60px rgba(0,0,0,0.5); }
.btn { display: inline-block; padding: 14px 32px; border-radius: 50px; font-weight: 600; text-decoration: none; transition: 0.25s; }
.btn-primary { background: linear-gradient(135deg, var(--gold), #b8860b); color: #0a0c12; }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 10px 25px rgba(212,168,75,0.35); }
.btn-secondary { border: 1px solid var(--gold); color: var(--gold); }
.btn-secondary:hover { background: rgba(212,168,75,0.12); }
.trust-strip { background: linear-gradient(90deg, rgba(26,107,74,0.25), rgba(212,168,75,0.15)); padding: 18px 0; }
.trust-strip .container { display: flex; justify-content: space-around; flex-wrap: wrap; gap: 16px; }
.trust-item { font-size: 0.9rem; color: var(--gold-light); }
.section { padding: 80px 0; }
.section h2 { font-size: clamp(1.7rem, 3vw, 2.4rem); color: var(--gold-light); margin-bottom: 28px; }
.glass-card {
  background: var(--bg-card);
  backdrop-filter: blur(var(--blur));
  border: 1px solid rgba(212,168,75,0.18);
  border-radius: var(--radius);
  padding: 28px;
}
.table-wrap { overflow-x: auto; }
table { width: 100%; border-collapse: collapse; }
th, td { padding: 14px 16px; text-align: left; border-bottom: 1px solid rgba(255,255,255,0.06); }
th { color: var(--gold); font-weight: 600; }
.steps-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 18px; margin: 36px 0; }
.step { text-align: center; }
.step-num { display: inline-flex; width: 42px; height: 42px; align-items: center; justify-content: center; background: var(--gold); color: #0a0c12; border-radius: 50%; font-weight: 700; margin-bottom: 12px; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; margin: 36px 0; }
.split { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: 48px; align-items: center; }
.split.reverse { grid-template-columns: 0.8fr 1.2fr; }
.split-visual { text-align: center; }
.icon-big { font-size: 3.5rem; margin-bottom: 16px; }
.img-block { margin: 40px 0; }
.img-block img { width: 100%; border-radius: var(--radius); box-shadow: 0 20px 50px rgba(0,0,0,0.4); }
.pay-list, .check-list, .cross-list { list-style: none; }
.pay-list li, .check-list li, .cross-list li { padding: 10px 0 10px 28px; position: relative; }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--emerald); font-weight: 700; }
.cross-list li::before { content: "×"; position: absolute; left: 0; color: #c44; font-weight: 700; }
.pros { border-left: 4px solid var(--emerald); }
.cons { border-left: 4px solid #c44; }
.conclusion-card { max-width: 820px; margin: 0 auto; text-align: center; }
.conclusion-card p { margin-bottom: 18px; }
.accordion { max-width: 800px; margin: 0 auto; }
.acc-item { border-bottom: 1px solid rgba(255,255,255,0.08); }
.acc-btn {
  width: 100%; text-align: left; background: none; border: none;
  color: var(--text); font-size: 1.1rem; padding: 22px 0; cursor: pointer;
  font-weight: 600; display: flex; justify-content: space-between;
}
.acc-btn::after { content: "+"; color: var(--gold); font-size: 1.4rem; }
.acc-item.active .acc-btn::after { content: "−"; }
.acc-panel { max-height: 0; overflow: hidden; transition: max-height 0.35s ease; }
.acc-item.active .acc-panel { max-height: 300px; }
.acc-panel p { padding-bottom: 20px; color: var(--text-muted); }
.site-footer { background: #06080d; padding: 50px 0 0; margin-top: 40px; }
.footer-inner { display: flex; justify-content: space-between; align-items: flex-start; gap: 40px; padding-bottom: 30px; }
.logo-footer { height: 36px; margin-bottom: 12px; }
.footer-links { display: flex; gap: 24px; }
.footer-links a { color: var(--text-muted); text-decoration: none; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.06); padding: 18px 0; text-align: center; font-size: 0.85rem; color: var(--text-muted); }
.floating-cta {
  position: fixed; bottom: 28px; right: 28px; width: 52px; height: 52px;
  background: var(--gold); color: #0a0c12; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem; text-decoration: none; box-shadow: 0 8px 25px rgba(212,168,75,0.4);
  opacity: 0; pointer-events: none; transition: 0.3s; z-index: 90;
}
.floating-cta.visible { opacity: 1; pointer-events: auto; }
@media (max-width: 900px) {
  .hero-content, .split, .split.reverse, .two-col, .footer-inner { grid-template-columns: 1fr; }
  .main-nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: rgba(10,12,18,0.95); padding: 20px; }
  .main-nav.open { display: block; }
  .main-nav ul { flex-direction: column; gap: 16px; }
  .menu-toggle { display: block; }
  .hero { padding-top: 110px; }
}